投行风云（2020）

他们认为奴役不足以让我们更接近上帝
They didn't think enslavement was enough to bring us closer to God.
他们还认为有必要引进鸡♥奸♥和情感迟钝
They also saw fit to import buggery and emotional retardation.
抱歉 什么 寄宿学校
Sorry, what? Boarding schools.
好吧 所以我那个其实不是我婶婶的婶婶 但你知道
Okay, so my auntie, who's not really my auntie but, you know,
她和某位门萨夫人一起上的阿奇莫塔学校
she went to Achimota with a certain Mrs. Mensah.
现在门萨夫人正为她父亲的去世哀悼
Now, Mrs. Mensah is mourning her father's death.
而她父亲恰好是前董事长
And her father just so happens to be the erstwhile chairman
金盐传媒的
of GoldSalt Media.
是啊 加纳的上层圈子很小
Yeah. Ghana's very small at the top.
你能为我详细说明你和斯威夫特支付的关系吗
Can you flesh out your connection to SwiftGC for me?
我们八个人为他的遗产争吵
Eight of us squabbling over his legacy.
我说它不够大 不值得争执
I say it's not big enough to warrant a dispute.
斯威夫特支付是笔大交易 对吧
SwiftGC was a chunky deal, right?
是的 但这更像是一场房♥地♥产♥纠纷
Yes. But it's more of a real estate dispute.
办公室所在的那块地
The land the office is on.
但腾德付了五千万美元收♥购♥斯威夫特支付 对吧
But Tender paid 50 million dollars for SwiftGC, right?
什么
What?
如果我们有五千万美元 那将是场大屠♥杀♥
If we had 50 million dollars, it would be a total bloodbath.
但支票上写着五千万美元 不是吗
But the check says 50 million dollars, does it not?
你可以在上面写任何废话
You can write whatever nonsense you want on them.
不意味着那是真的
Doesn't mean it's true.
五千万 买♥♥一个小公♥司♥ 主啊 发发慈悲
Fifty? For a tiny company? Lord have mercy.
非常感谢你的茶 我们能看看公♥司♥吗
Thank you so much for the tea. Can we see the business?
网上只列了一个邮政信箱
It's only listed as a PO box online.
看 五楼
Look. Fifth floor.
我们为什么小声说话
Why are we whispering?
你是谁
Who are you?
抱歉 我们只是看看 你知道腾德吗
Sorry, we're just looking. Do you know of Tender?
腾德
Tender?
你知道腾德吗
Do you know Tender?
腾德
Tender?
谁雇你的 斯威夫特支付 腾德 你们为什么在这儿
Who hired you, SwiftGC? Tender? Why are you here?
占屋者 占屋者
Squatters. Squatters.
你好 您已接通腾德
Hello, you've reached Tender.
您的来电对我们很重要 我们在看什么
Your call is important to us... What are we looking at?
一个门面
A facade.
假设我们证明腾德不是它宣称的那样
Say we prove Tender isn't what it says it is.
我们得到一种替代性的快乐 说
We get the surrogate joy of saying,
你的身份是狗屁 你是个冒牌货 然后呢
"Your identity is bullshit, you're a fake." And what?
我们暂时可以活在幻觉中
We temporarily get to live in the illusion
认为我们自己建立在更坚实的基础上
that we ourselves are built on firmer ground?
嗯 关键是我们没有对世界说谎
Well, crucially, we're not lying to the world
以此牟利
to profit off it.
那感觉更接近我人生的真♥相♥
That feels much closer to the truth of my life
比我对自己说过的任何话都更接近
than anything else I've said to myself.
斯威特皮
Sweetpea?
那东西是空的 什么
The thing is nothing! What?
打开扬声器 开了 说吧
Put me on speaker. You are. Go.
那东西是空的 好吧 行 你能解释一下吗
The thing is nothing. Okay. All right. Can you explain?
戴克的支付洗钱理论认为
Dycker's payment laundry thesis suggested
腾德高频收♥购♥
that Tender's high frequency of acquisitions
是为了规避当地的体面和赌博法律 对吧
was to circumvent local decency and gambling laws, right?
但如果是别的动机促使他们不加选择地花钱
But what if something else was motivating their indiscriminate spending?
假设你声称自己是一家快速增长
Let's say you claim to be a fast-growing,
高收入生成的公♥司♥ 但这只是个声称
highly revenue-generative company, but it is only a claim.
虚假利润导致虚假现金 那么你必须做什么
Fake profits leads to fake cash, so what do you have to do?
你必须部署所说的虚假现金
You have to deploy said fake cash.
为什么 因为现金储备是第一件
Why? Because the cash reserves are the first thing
审计师查看的东西
that an auditor looks at.
但你如何解释现金余额不存在
But how do you account for the cash balance not being there?
你说 哦 我已经花掉了
You say, "Oh, I've already spent it."
但腾德谎报了他们在这里收♥购♥东西的价值
But Tender are lying about the value of what they're buying out here
因为夸大它助长了激进增长的门面
because juicing it up fuels the facade of aggressive growth
然后部署所说的虚假现金 这是个波将金村
and then deploys said fake cash. It's a Potemkin village
他们花五千万美元买♥♥了个空房♥间
They paid 50 million dollars for an empty room.
为什么 因为他们没有
Why? Because they didn't.
斯威夫特支付没有用户 没有收入 也没有五千万美元
SwiftGC has no users, there is no revenue, and there is no 50 million dollars.
那是他们账目上说的 但只是表面文章
That's what their book says, but it's cosmetic.
他们可能只付了几分钱 如果有的话
They probably paid three cents on the dollar, if that,
然后用地方层面的贿赂回扣
and then knocked it back with bribes at local level
让它看起来像是许多倍
to make it look like many multiples more.
拍照机会 纪念支票 都是表面
Photo ops, novelty checks, it's all surface.
现金永远不能静止
The cash can never sit still.
它甚至不需要是真实的
It doesn't even need to be real
如果它急匆匆地从一次收♥购♥到另一次收♥购♥
if it's hotfooting from one acquisition to another.
停留时间总是太短 无法被察觉
Always too short a stay to be seen.
他们总可以指向它的下一个目的地
They can always point to its next destination.
正确 不透明的结构
Correct. The opaque structures,
复杂的子公♥司♥网络 其非洲特性
the complex web of subsidiaries, the Africa of it.
他们可能如此厚颜无♥耻♥
They're probably so brazen,
以为人们太懒 不会去做跑腿工作
they think people are too lazy to do the footwork
去真正敲门 嗯 猜猜怎么着
to actually knock on the door. Well, guess what?
我他妈敲了门 贱♥人♥
I knocked on the fucking door, bitch.
腾德转型前的每个阶段都被过度夸大
Each stage of Tender's pre-pivot is all overinflated.
每个谎言都依赖下一个
Each lie relies on the next.
虚假用户驱动虚假收入 进而驱动虚假现金
Fake users drives fake revenue, which drives fake cash,
然后必须用于收♥购♥
which then must be deployed on acquisitions,
这又产生了更多虚假用户
which accounts for more fake users
和更多虚假收入 这是个衔尾蛇
and more fake revenue. It's an Ouroboros.
当然 管他是什么 这是个虚假的反馈循环
Sure, whatever the fuck that is. It is a feedback loop of fakery.
这就是为什么他们的利润从未受损
That is why their profits never suffered
在美国赌博立法出♥台♥后
after the U.S. gambling legislation came in,
以及为什么惠特尼可以淘汰海妖直播
and why Whitney could cull Siren
而毫不考虑底线
without a second's thought about the bottom line.
腾德始于支付处理方
Tender started as a payment processor.
是啊 它变成了一家银行来掩盖事实
Yeah, and it became a bank to hide the fact
它从来就不是一个成功的支付处理方
that it was never a successful payment processor.
它是个幽灵
It was a phantom.
那东西是空的
The thing was nothing.
所以我们可以证实这一点 你拍了斯威夫特支付的照片吗
So, we can corroborate this? Did you get photos of SwiftGC?
是的 是的 我们拍了
Yes. Yes, we did.
而且戴克的消息源在这里
And Dycker's source is here
我认为我们可以让他成为主矿脉
and I think that we can make him the motherlode.
他想揭发 他想要一些途径
He wants to whistleblow? He wants some pathways
来了解那可能是什么样子
to understanding what that might look like.
真♥他♥妈♥难以置信的工作 斯威特皮 是的 我非常同意
Un-fucking-believable work, Sweetpea. Yeah, I quite agree.
随时通知我们最新情况
Keep us bang up to date.
好吧 我们如何呈现这个
Okay. How do we present this?
以及我们能以多快多广的速度传播它
And how fast and wide can we disseminate it?
我们没有无可辩驳的证据 我们需要告密者
We don't have irrefutable evidence. We need the informer.
我们不需要全世界相信我们 只需要足够多有足够资本的投资者
We don't need the world to believe us, just enough investors with enough capital.
如果我去皮埃尔的会议
What if I go to Pierre's conference
而不是谈论金融界的女性
and instead of talking about women in finance,
我完全谈别的事情 我们不需要证据
I talk about something else entirely? We don't need proof.
为什么
Why?
因为我们终于有了一个引人入胜的故事可讲
Because we finally have a compelling story to tell.
伯吉斯 伯吉斯先生 嗨 我是斯威特皮·戈莱特利
Burgess. Mr. Burgess. Hi. I'm Sweetpea Golightly.
你是什么
You're what?
我对你同事的去世深感遗憾
I'm very sorry for the loss of your colleague.
我为一家调查性对冲基金工作 斯特恩陶
I work for an investigative hedge fund. SternTao.
是啊 我听说过你们 不幸的是
Yeah, I've heard of you, unfortunately.
我与吉姆·戴克的消息源建立了潜在的沟通渠道
I've opened a potential line of communication with Jim Dycker's source
在阿克拉这里 他原本计划见面的人
here in Accra who he'd planned to meet.
是的 在腾德让我们闭嘴之前
Yeah, before Tender muzzled us.
作为公共机构 你能为他提供任何保护吗
Are there any protections that you can offer him as a public body?
我是说 曾经有个吹哨人指令
I mean, there was a whistleblower directive,
但我们不再受其保护了
but we're not covered by that anymore
因为末日脑混♥蛋♥们错误地激励了
because doombrain mugs falsely incentivized
其他末日脑混♥蛋♥投票让我们离开欧洲
other doombrain mugs to vote us out of Europe.
还有什么能激励他
What else can incentivize him?